Archive June 2019

Confidence in the security of online loans – Immediate loans

Trust in the security of online loans

If you are one of the people who is wondering where to ask for a personal loan, the answer is quite simple, and it is on the Internet, since in Spain there is currently a large number of offers offered by banks, but it must be Choose the safest option that is really reliable for people who apply for the personal loan.

 

Online trust

So online trust is one of the points to touch today, so for several years now, it has been very clear that this online business model consists of everything related to personal loans, which are fast, but also offer users the guarantees of security, protection, and transparency to users.

In Spain there is a quite important program, it is about online trust, which is one of the organizations that has been created to have a better self-control in everything related to online loans , since its main objective is precise as indicated its name, the one of increasing the confidence in the users, this due to the fact that its data enter people in the online world.

But not only its function is there, but there is also, for example, the protection of the consumer, anyone who buys, navigates and performs any type of operations through the Internet.
In other words, the large number of banking entities in Spain that are registered in the Online Confidence program will have all the personal data of their clients safeguarded, without them being filtered by other parties.

 

Security in Online Confidence processes

As previously mentioned, the Confianza Online program provides full security to users who perform all types of transactions on the Internet, such as requesting a quick credit without paperwork, among some others. This is due in large part to the evaluation that is generated from time to time, which by the way is quite exhaustive and has ethical aspects of the web.

As if that were not enough when customers ask themselves where to ask for a personal loan, the answer for many experts is simple, and they will always recommend those institutions that are under the Confianza Online seal, since it has the transparency of the the most demanding privacy policies in Spain, as well as the terms and conditions that are required in any process that requires the collection of personal information from customers, since they will have very good commercial and contractual practices, which are basic for the financial companies work in the right way.

It is precisely for this reason that all financial institutions that subscribe to the Online Trust program will have a claims system, which is one of the tools that has been created to mediate the problems that exist between the consumer and the consumer. the company, the best thing of all is that it will not have any cost for the user, with which impartiality is guaranteed to the maximum in all the verdicts that are had during the process.

That is to say that problems can arise related to a fast credit online, in which one of the users does not completely agree on the terms and conditions that he signed or they could change, so there he enters fully to work the system of claims, where you can solve the problem in a very healthy way.

 

Final words

So in general terms all customers of online loans in banks in Spain will have the certainty that they are enrolled in this tool of trust, which may have the guarantee that it is a firm that will ensure your rights as a consumer, so nothing will be violated during the request, contracting and management of all minicréditos that are carried out. So, if you ask where to ask for a personal loan the answer is simple, the entity that has the Online Trust.

 

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Loans | Immediate and Online

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What loans in Valencia can be requested?

 

What loans in Valencia can be requested?

The loans in Valencia are financial products specially designed for the inhabitants of the Turia capital. In a city in which the consumption and the fast pace of life require a financial capacity to assume all the expenses, every time one opts more for the fast loans.

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How do I apply for quick money?

 How do I apply for quick money in Valencia?

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Loans in other cities

 Loans in other cities

 

Conflict after Business Takeover Law } Business Loans

Many business takeovers are progressing well: the company is transferred, the purchase price is paid and no problems arise. Unfortunately, it is often the case that in one way or another there is indeed a conflict after the business takeover.

In this article we look at what kind of conflicts can arise after a company takeover. In addition, we look at how you can best deal with a conflict after a business takeover.

Impactable risks during business takeover

 Impactable risks during business takeover

The chance of a conflict after business takeover is considerably greater when:

  • no or insufficient due diligence has been done (including checking of the figures, but also the identification of risks with current contracts);
  • no (good) acquisition agreement has been concluded.

With good due diligence and the conclusion of a good agreement to take over the company, many problems can be prevented. It is advisable to involve a good lawyer in this due diligence, who is then also involved in the negotiation of the readmission agreement.

Conflict after company takeover

 Conflict after company takeover

If the due diligence is well done and a good acquisition agreement has been concluded, then the chance of problems is considerably smaller. Nevertheless, a conflict can still arise. Consider, for example, a situation where:

  • the buying party does not pay the purchase price (in full);
  • the selling party does not (fully) transfer the business;
  • the selling party has given the wrong information;
  • the selling party has withheld information;
  • both the selling party and the buying party assumed an incorrect assumption;
  • despite the existence of a good agreement, discussion arises about (the interpretation of) the agreement;
  • there are unforeseen circumstances that cause a conflict.

The conflicts that may arise are also dependent on the type of business transfer. Certainly when it concerns a business takeover that has been shaped by a share transfer, something often goes wrong. After all: just then the entire company is taken over, including all obligations and risks.

Resolve conflict

 Resolve conflict

Has a conflict after business takeover arisen and do you not come out with the other party? Then it is no superfluous luxury to hire a good lawyer, especially given the high importance that is involved in most business acquisitions. Depending on the precise circumstances, a lawyer can check whether there are possibilities, for example:

  • to oblige the other party to comply with the takeover correctly;
  • to (temporarily) withhold (part of) the purchase price still to be paid;
  • claim compensation;
  • to completely (or partially) reverse the business takeover.

Conflict after company takeover – Conclusion

Conflict after company takeover - Conclusion

Company takeovers can be a source of conflict. The chance of a conflict after a company takeover is smaller with good due diligence and with a good takeover agreement, but the complete exclusion of conflicts is not possible. This is certainly the case if, for example, the other party does not fulfill its obligations or has withheld information.

Depending on the precise situation, there are often opportunities to get out of the conflict well. Is there any conflict in your case after a business takeover? Contact us, we are happy to assist you in finding a good solution.